Accounting for freelancers and consultants with an OÜ
Send invoices, keep the VAT right and see which way of paying yourself costs least in tax. Everything is in plain English or Estonian.
Solo costs 25 € a month + VAT for one person who is both director and owner. Two founders start on Growth at 49 €.
See the cheapest way to pay yourself
Pay Strategy compares a board fee, dividends and a mix of both at this year's rates and shows the tax on each. Business trips, home office and mileage have their own pages, which pay them tax-free within the limits.
Illustrative, at 2026 rates. If you work actively in the company, EMTA can treat dividends paid alongside a minimum fee as pay. For informational purposes only. Not tax advice.
Set up from your company's name
Type your company's name or registry code. Arvello fills in your company details, board members and shareholders from the Business Register and checks your VAT registration with EMTA. Opening balances come from your last filed annual report.
- Name and address
- VAT registration (EMTA)
- Board members and shareholders
- Filed annual reports
- Opening balances from the last report
Invoices and e-invoices
Send PDFs or Peppol e-invoices in your client's language and currency, and see what's paid and what's overdue.
Your KMD builds itself
Each invoice and expense carries its VAT rate, so on the 20th you check the KMD and upload it to e-MTA. Not registered yet? Arvello keeps a running estimate of your turnover against the 40 000 € threshold.
Receipts read and matched for you
Forward a receipt by email or upload a photo (JPG or PNG) or PDF. Arvello reads the total, date and seller, and links it to the bank payment when the match is clear.
- Seller
- Telia Eesti AS
- Date
- 14.10.2026
- Total
- 39,90 €
Once a year
Your annual report, drafted from your books
Every OÜ files an annual report with the Business Register, even in a year with no sales. Arvello drafts the whole report from the books you kept all year. You check it and file it at the e-Business Register portal.
- Statements from your ledgerThe balance sheet and income statement, with last year's figures beside them.
- Micro or small, worked out for youArvello sizes the company from its figures and drafts the notes that size needs.
- Notes and management report draftedWritten from your company's data in Estonian and English. Edit anything before you file.
- Dividends checked before you fileYour profit distribution is checked against the Commercial Code's net-asset rules.
- Ready for the portalArvello validates the XBRL file with your balance sheet and income statement. The notes and management report come as text to paste in at the portal.
- Balance sheetBalances at 48 210 €
- Income statementProfit 31 840 €
- Notes6 drafted
- Management reportEstonian and English
- Profit distributionWithin the net-asset limit
For micro and small companies. A medium-sized company files a full annual report, which Arvello doesn't prepare.