Banking & reconciliation

Estonian business bank reconciliation in Arvello: connect your bank or import CSV statements, then match every transaction to invoices, expenses and taxes.

Your books are only as good as the bank transactions behind them. The profit and loss, the balance sheet and the figures that end up on your VAT return are all built from transactions that have been matched to invoices, expenses or categories. Reconciliation is the unglamorous habit that keeps it all honest: what Arvello says happened and what your bank says happened stay the same thing.

Your connected bank accounts

Transactions arrive in Arvello in one of two ways — through a live bank connection that imports them automatically, or from a CSV statement you upload yourself. Either way, each new transaction lands as "Needs review" until you (or Arvello's auto-matching) decide what it actually was.

Keeping an eye on the backlog

Your dashboard shows an unreconciled counter — the number of bank transactions still waiting for a decision. Clicking it takes you straight to the list. A counter at zero means your books match your bank; a counter creeping upwards means your next VAT return will involve more archaeology than it needs to.

💡Little and often

A few minutes of reconciliation each week beats a marathon session the day before a filing deadline. Auto-matching and rules do most of the repetitive work, so the weekly visit is usually short.

In this section

Connect your bank — set up an open banking connection so transactions import automatically, renew it when the consent expires, and understand how connections count against your plan.
Import transactions from CSV — bring in statements from banks without a direct connection, or backfill history from before the day you connected.
Reconciling transactions — the Needs Attention workflow: confirming suggested matches, recording what each payment was, excluding transfers between your own accounts, and reviewing the full history.
Reconciliation rules — teach Arvello to categorise repeating transactions, such as bank fees and phone bills, so they never reach the review queue at all.